What is PIP?

PIP is an insurance policy that you often have even if you don’t know you have it or what it is.  It is part of your auto insurance policy, and under Washington law, you have it unless you reject it in writing.  PIP stands for “Personal Injury Protection,” and it is a medical insurance policy that pays for your medical treatment if you are injured in a car accident.  Depending on the policy, it may also pay for your lost wages if you can’t work because of your car accident injuries.  PIP is an important and effective way to pay for any medical treatment you need until we can resolve your claim against the person who is responsible for your accident.  PIP policies typically range from $10,000.00 to $35,000.00 in available benefits.